Structure clarity for AML/CTF compliance
Australia's AML/CTF regime is expanding to cover lawyers, accountants, and other professional service providers. StructureGram helps you understand ownership, control, and beneficial ownership across complex structures.
What we do
Structural clarity — not an AML system
Structure intelligence platform
StructureGram provides a clear, consistent, and auditable record of how entities and individuals are connected — information AML systems and compliance processes depend on.
Not an AML system
StructureGram does not perform identity verification, sanctions screening, PEP checks, risk scoring, or regulatory reporting. It complements your AML stack by making structure defensible.
The challenge
Why structures matter for AML
Compliance often breaks down not because of screening failures, but because firms struggle to understand and evidence complex ownership and control structures.
StructureGram doesn't do AML for you — it makes AML defensible.
How we help
Six ways StructureGram supports AML compliance
Understanding the customer
Model companies, trusts, individuals, SMSFs, and partnerships in a consistent and intelligible way.
Beneficial ownership identification
Make direct and indirect ownership, control without equity, and trust roles visible.
Control and influence
Explicitly model control relationships to identify influence beyond shareholdings.
Ongoing due diligence
Maintain a persistent record of structures, with versions as changes occur.
Risk-based inputs
Provide structural inputs like layers, discretionary trusts, and interposed entities.
Record-keeping and audit support
Show how the structure was understood at a point in time, with evidence of professional judgment.
Benefits
Practical benefits for firms
StructureGram doesn't replace your AML system. It strengthens it by making ownership and control clear, defensible, up-to-date, and reviewable.
AML compliance FAQ
Does StructureGram replace AML software?
No. StructureGram does not replace AML/CTF systems used for identity verification, sanctions screening, PEP checks, risk scoring, or regulatory reporting. It complements them with a clear and defensible record of ownership and control.
Is StructureGram an AML or KYC platform?
No. StructureGram is a structure intelligence platform. It helps firms understand and document how entities and individuals are connected.
How does StructureGram help with beneficial ownership obligations?
StructureGram makes beneficial ownership visible by modelling layered ownership, trust relationships, control without equity, and interposed entities.
Does StructureGram determine who is a beneficial owner?
No. StructureGram does not make legal or compliance determinations. It provides the structure and relationships needed for professionals to apply their own judgment.
Can StructureGram be used as evidence of AML compliance?
StructureGram supports AML compliance by helping firms evidence the reasonable steps taken to understand client structures. It does not, on its own, demonstrate full AML compliance.
How does StructureGram support ongoing customer due diligence?
It maintains a persistent record of the client structure, supports updates as changes occur, and allows review dates to be tied to the structure itself.
Does StructureGram assign AML risk ratings?
No. StructureGram does not assign risk scores or classifications. It provides structural inputs that can inform a firm’s risk-based AML approach.
Does StructureGram screen for sanctions, PEPs, or adverse media?
No. StructureGram does not perform screening or monitoring against external databases. Those functions should be handled by dedicated AML/KYC providers.
Who is responsible for AML compliance when using StructureGram?
The firm remains fully responsible for meeting its AML/CTF obligations, including client identification, risk assessment, monitoring, and reporting to AUSTRAC.
Why use StructureGram alongside AML systems?
Because AML systems are only as good as the structural information fed into them. StructureGram helps ensure the right people are being checked and decisions are explainable and auditable.
Get the structure clarity that your AML processes rely on